|
First time home buyers - we can help you to get onto the property ladder
Over the past few years, the property market has been moving very fast and has led to significant increases in property prices. This has made it very difficult for many people to afford to buy a home. This is a problem particularly faced by first time home buyers, as although they may be able to raise a mortgage, this will often fall far short of the cost of a property.
It is, however, still possible for first time buyers to get onto the property ladder and there are actually some advantages to being a first time buyer:
Getting On the Property Ladder
| |
interest rates are at their lowest for more than 30 years |
| |
first time buyers are more appealing to sellers since they are not in a chain |
|
first time buyers are very much sought after by mortgage lenders |
Affordable Housing
The government also runs various schemes to help people get on the property ladder, particularly those who are key workers. Two of these schemes are; The Key Worker Living programme which aims to help people working in front line roles for key public services to buy or rent a home and Shared Ownership, introduced to help people who cannot afford to buy a home outright - Key Worker Living programme and Shared Ownership.
We Can Help
 |
Discount Mortgage is the right choice when chosing a mortgage broker when purchasing your first home, as we are specialists in providing mortgage advice to first time buyers.
Due to the fact Swoop Finance have access to the entire mortgage market, we can compare the range of mortgage products available, and find the best mortgage deal to suit your own personal needs.
Discount Mortgage clients are not limited to just mortgages designed for first time buyers. Depending on your individual circumstances we will recommend the best mortgage for you from the wide range of mortgages on the market.
Instead of going to every lender the high street and agonising over your options, you could save time and potentially a large amount of money, by contacting Swoop Finance and getting the very best mortgage deal for your personal situation. First time buyers can get a 95% mortgage or there are no deposit mortgages available where the Lender will advance 100% of the property value or more. 100% mortgages are generally only available to clients who have a good credit rating.
How to get your free mortgage quotes
You just need to enter some basic information into our Online enquiry form and we will search the entire UK mortgage market. We will present you with illustrations of the best deals available.
If you prefer, you can call a fully trained mortgage advisor free on 0800 298 0678. It will only take a few minutes
of your time today but could save you thousands of pounds in interest payments and ensure you get the best
deal possible.
First time home buyer mortgages - click here to make an enquiry.
Your home maybe repossessed if you do not keep up repayments on your mortgage
or any other debt secured on it. |
